Have you planned an international trip in the coming days? Or do you travel to countries frequently for your work? Then you should be aware of these travel cards that offer the cheapest flight tickets and many other mind-boggling deals associated with your travel. With the right choices, you can save big on flight bookings, especially on cheap tickets to India, hotel stays, memberships, and travel-related expenses. Furthermore, you will unlock many handsome deals and rewards. One major advantage is you can save a great amount on foreign exchange markup fees as some of the cards offer a lower rate compared to the other.
The big problem is finding the right one for you amidst the sea of travel credit cards these days. You need to be aware of your needs and demands and check out for the tailor-made travel credit card that suits best for you according to your demands. Tripbeam here has selected for you the top 5 credit cards that will save you the hassle and money and make your next foreign travel more affordable and enjoyable.
SBI CARD ELITE
The Annual fee of this card is Rs 5000.
Key features:
- Forex markup charge of only 1.99 percent.
- Welcome e-vouchers from partner brands worth Rs 5000.
- A $99 worth of complimentary membership to the priority pass program
- Free airport lounge visits in a year outside India numbering a total of 6 while no more than 2 visits can be exceeded per quarter to participating lounges.
- Club Vistara silver membership with 1 upgrade voucher and for every Rs 100 spent on flights, there are 9 club Vistara points.
- Complimentary red tier membership of trident privilege with 1,000 welcome points on registration and other benefits.
- Upto 50,000 bonus reward points on Milestone privileges.
- Upto 5x reward points on dining, departmental stores, and grocery spending.
- The interest rate for overdue is 3.65 percent per month which makes it 43.8 percent per annum.
RBL World Safari Credit Card
The annual fee of this credit card is Rs 3,000
Key features:
- The forex markup fee is zero percent.
- A travel website welcome voucher worth Rs 3,000
- For every Rs 100 spent on travel, you will get 5 travel points and 2 travel points on Rs 100 spent on all other purchases.
- At domestic Indian Airports, there are complimentary lounge visits per quarter.
- To access international airport lounges you will get a priority pass membership
- On spending Rs 250,000 in a year, you will get 10,000 travel points and on every 500,000 Rs spend, a further of 15,000 points
- A gift worth of 10,000 on spending 7.5 lac a year
- Access to select golf courses across the country and free golf lessons.
- The Interest rate for overdue is 3.99 percent per month which makes it 47.88 percent per annum.
HDFC Bank Signature Credit Card
The annual fee for this credit card is Rs 2500.
Key features:
- Inter miles silver membership for the first year and discount vouchers worth Rs 750 and Rs 2000 respectively for flights and hotel discounts.
- On spending Rs 6,000 during the first 30 days, one will get 3,000 InterMiles.
- For every Rs 150 spent on retail, one will get 6 InterMiles and 12 intermiles are credited for every Rs 150 spent on flight tickets and hotel bookings.
- On Etihad Airways, a discount of 5 percent on economy and 10 percent on business class flight
- Complimentary visits to visa or MasterCard lounges numbering 16.
- $99 worth of priority pass membership with complimentary access to airport lounges.
- The interest rate is 3.6 percent per month which translates to 43.2 percent annually.
HDFC Diners Club Privilege
The Annual fee is Rs 2,500.
Key features:
- Only a 2 percent forex markup fee.
- For every Rs 150 spent, there are 4 reward points
- 2X rewards on weekend dining and via BankSmartBuy upto 10 times reward points.
- Book discounted flights and hotels across 150-plus airlines and a choice of hotels for both domestic and international locations.
- Complimentary access to Diners club lounges in India and abroad numbering to 12.
- The renewal fee is waived if 3 lac Rs are spent in a year.
- On spending over Rs 40,000 per month, there are complimentary coupons for ola cabs, cult.fit live, BookMyShow, and TataCliQ
- Free memberships of Amazon Prime, Times Prime, MMT black, and DineOut Passport.
- The Interest rate is 3.6 percent per month which is about 43.2 percent annually.
IDFC First Wealth Credit Card
The annual fee is Zero.
Key features:
- Very low forex markup fee of only 1.5 percent
- Complimentary airport lounge and spa visits per quarter numbering four.
- Great discounts on airport transfer limousine service and airport fast-track immigration service.
- Premium benefits and access to over 900 luxury hotels.
- On a minimum spend of Rs 15,000 in first 90 days after card activation, a gift hamper of worth Rs 500.
- Cashback of 5 percent up to Rs 1000 on the first EMI transaction.
- A discount of up to 20 percent on 1500-plus restaurants.
- A discount of up to 15 percent at 3000 plus health and wellness centers.
- On spending Rs 20,000 in the preceding month, 2 free golf rounds per month in the coming month.
- The interest rate for overdue is 3.99 percent per month which comes to an annual rate of 47.88 percent
So this was the list of the best travel credit cards worth your money. You can choose the one that fits perfectly to your demands and needs.