Guidebook 101: How To Choose Travel Insurance For Canadians – Tripbeam.ca

We all know the importance of getting travel insurance. Even if you don’t, Tripbeam has your back with the information we are about to provide. Travel insurance is a major part of travel, especially when you are traveling to a different country. From protection of your personal belongings to dealing with medical emergencies, lost bags or trip cancellations, insurance covers it all. Find out the basics of choosing one for Canadians before you get business class flight tickets to India.

How To Choose Travel Insurance If You Are A Canadian

It is pointless to say that travel insurance saves from the added hassle and expense when you choose to travel and run into unfavorable situations. Everyone knows this by now! So, we’ll guide you into the types of travel insurance available on the market. We also include the best ways to find out which one suits you the best!

Types of travel insurance you should know about

We list out the types of insurance you need to know about. This includes medical, interruption, trip delay, lost baggage, etc.

Medical emergency insurance

May God forbid you face a medical emergency before, during or after the on – boarding of a flight. But if you do, you will be well – prepared for it. This kind of insurance generally covers doctor visits, medical evacuations, hospital stays and the like. Always have medical insurance before traveling and read the fine print carefully.

Trip interruption and cancellation insurance

Before you get online cheap flights to India from Canada with us, ensure you have insurance that covers trip interruption and cancellation. This saves you from non – refundable expenses. Interruptions and cancellations are unavoidable due to unforeseen circumstances. But when you have this insurance, you save your wallet from unavoidable costs incurred by changing your travel plans.

Lost baggage and trip delay insurance

This kind of insurance ensures you are covered in case of expenses during trip delays or dealing with situations of lost bags. While you need to look carefully over the fine print, you will generally be covered for meal costs, essential things and accommodations. It will also cover the cost of your lost baggage, up to a certain extent.

Rental car insurance

Needless to say, this covers damages to the rental cars or vehicles you are driving on rent abroad. This insurance is a must have for people who are planning to drive abroad. This will save you from tremendously high repair and vehicle maintenance costs along with liability issues.

Accidental dismemberment and death insurance

This insurance provides financial benefits in case of dismemberment and accidental death to the victim’s family. This will keep your loved ones protected in case of tragic incidents.

What to consider when choosing your travel insurance if you’re a Canadian

Did you know that there are many tiny things you need to look over when you are out in the market to choose the best travel insurance for you? Well, that’s why we’re here. To make things simpler and easier for you. Here are a few things you need to consider seriously before you choose your travel insurance.

• Many Canadian credit cards provide travel insurance as one of their benefits. Look at their terms and conditions to see if it matches your needs.
• Consider if you need a short trip coverage or a longer – term travel coverage. A short trip usually covers a trip or a round trip from a destination. Meanwhile, if you fly out frequently, you might need to consider a long – term travel insurance.
• Always research about the health risks associated with your travel destination. You will want to avoid overspending on treatment once you’re actually there and treating yourself for the issue.
• Keep your health conditions and pre – existing medical issues in mind before choosing an insurance. Some provide limited medical coverage for people who have pre – existing medical conditions.

And that’s it! Go grab flight tickets to Chennai from Toronto with us right away. And ensure you are protected with travel insurance, no matter where you go! Safe travels!

Also Read:  How to Compare Travel Insurance Plans for Canadian Travelers